Like most reward programs from major credit card issuers, Citi's ThankYou Rewards program allows you to earn points from a variety of accounts you might have with the bank, from checking accounts to debit cards to credit cards.
Of course, the main way to earn points is through credit cards. when you use credit cards, several of them automatically earn you points, including the ATT Universal Card, the Citi mtvU Platinum Select Visa Card for College Students, and Citi Diamond Preferred Rewards Card, Citi Forward. Usually, one dollar means one point, although each card has its own incentives that let you earn bonus points depending on what and on how much you spend.
The ThankYou rewards you can earn are as diverse as the methods to cumulate points. A huge catalog of rewards is placed on www.thankyou.com for you to choose from. You can redeem points for a variety of rewards like gift cards, travel, merchandise, prepaid cards. Citi Thank You Rewards also allows you to transfer your points to another cardholder. You can use points to get farmville cards and also for music downloads! You can even try to work out a different reward through Citi's "Your Wish Fulfilled" program, if nothing suits your fancy. But you must own a minimum 10,000 points to qualify for that cool service.
But the program has a couple of disadvantages that you should concern. For instance, American Airline flights aren’t shown on the online travel portal. For those looking to use points for gift cards, Citi requires more points for a certain value in gift cards than other programs. Besides, some people accuse that Citi Thank You Rewards is a scam. When you view items as a guest, items are quoted at one price (for example, 55,000 points). Once you log in, the price magically jumps thousands of points. So if you join the program, you should think twice.
